Apply Online for Guaranteed Acceptance Life Insurance Without a Medical Exam.

Leave your loved ones up to $30,000 in coverage with options starting at $9.95 a month.*

Prefer to speak to a licensed insurance agent? Please complete this form to receive a call back during our business hours.

Monday – Friday, 9am to 7pm EST

Integrity. Customer Focus. Excellence. Teamwork. That's the Colonial Penn way.

Benefits and features

Find the coverage you want. Pay the way you want. Live life the way you want.

Medical exam

Guaranteed acceptance

Ages 50-85** can't be turned down due to your health. This plan has no medical exams.

Debts Bills

Reliable premiums

Coverage options start at $9.95 a month.* Your benefit amount will vary based on the coverage option you select, your age, gender and state.

Locked-in coverage

Locked-in coverage

Once insured, your premium will never increase and your coverage will never decrease due to age or health.

Money bag

Cash value accumulation

Policy begins building a cash value you can borrow against after the first year of coverage.

Security

No cancellations

As long as you pay your premiums, your coverage cannot be cancelled.

Flexible payment

Flexible payment options

Choose to pay your premiums monthly, quarterly, semi-annually, or annually.

Offering Peace of Mind for Over 60 Years

We work to make sure your life insurance journey is stress free so that you can enjoy the best parts of life.

Family

Protection for your family

Money they can use however they wish.

Plan

30-day try-it-on period

If you aren’t happy, you can return your policy within 30 days of receipt for a full refund.

App

Quick & easy application

It only takes a few short minutes to apply for life insurance online!

Colonial Penn

Apply for Your Guaranteed Acceptance Life Insurance Policy Today.

Prefer to speak to a licensed insurance agent? Please complete this form
to receive a call back during our business hours.

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